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The short answer is yes, we do in fact have the data to back it up. Working with a financial advisor can help you in a meaningful way. In fact, there are a couple of different areas where this really stands out.
If you have the time, the ability, and desire to DIY your finances then you are on the right track. But if you are lacking in even one of these areas, it might be time to consult a financial advisor.
Explaining the legitimate reasons to change insurance coverage has been relatively easy. Actually determining what change is appropriate takes a lot more work. We highly recommend you get advice from someone who does not benefit from the change. Make sure your advisor does not collect a commission from the change or that he/she is not being paid a finder’s or referral fee.
You need objective advice for a decision this important.
The real question is not about location. The difference between a local financial advisor vs. a national financial advisor is really a difference between a professional service-oriented approach vs. a detached product-driven approach. It’s also about the dedication of the advisor

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